CFP, EPC, CHS, CLU, Financial Advisor
Rachel Desmarais was born in Haywood Manitoba. Moving to Owen Sound in 1977, she attended college in the hope of finding a career in the financial world. She later worked at Black Clawson Kennedy in the Accounting department, earning the respect of colleagues with her attention to detail and ability to multitask. Rachel then worked with the Owen Sound Business Improvement Agency, where she learned the importance of working with small and large groups to build a strong community. Her experience working with Met Life brought Rachel into the world of financial planning and insurance. Today Rachel is a self-made business woman looking after seven-figure portfolios.
Rachel is also a mother of two, and her marriage to Ray blessed her with two more. She is especially proud of her five grandchildren. They are the best way to get Rachel “off topic” at your next meeting. Clients and colleagues agree, Rachel has a natural way of putting people at ease. Expect her to care, not just about your account, but how you’re really doing as well.
Financial Advisor, CLU, CH.F.C., CHS
For 28 years, Donald has been employed in the financial services industry. Donald’s love of working with people has given him the edge to be a successful chartered financial consultant, specializing in business owners and professionals. He has been a part of the Desmarais team for the last 10 years and officially came on board in June 2010.
Married to his beautiful wife, Michelle for 17 years, the couple has four wonderful children together. Donald spends his spare time with family, playing hockey and vacationing.
Financial Security Advisor
As the General Manager, Raymond Desmarais is responsible for the daily operations of Desmarais Financial.
Ray’s primary focus is ensuring that the company’s sales, finance, marketing, products, and business development areas are on track, and that clients are always the first priority.
Over the years, Ray has been involved in teaching, sales, insurance, financial security planning, physical fitness education and management, but Ray’s foremost passion is leading the strong, supportive team at Desmarais Financial.
Licensed Executive Assistant
Melodie joined Desmarais Financial Services Inc. in September 2005 as Rachel’s Executive Assistant. Melodie has completed the Investment Funds Institute of Canada’s Canadian Investment Funds course, has obtained her Life Insurance License. Melodie’s career has spanned over two decades as a medical assistant.
Melodie enjoys her “country” life, where she partakes in gourmet cooking, fishing, hunting and snowmobiling.
CHS, Financial Security Advisor
Tony has been in financial services for over six years. His primary motivation for getting into this business was to help people reach their goals. “I saw that no businesses were really doing that.”
Tony loves good food. “Cuisine takes time to prepare; it doesn’t just happen.” Good financial security planning doesn’t just happen either; it takes patience, commitment, and communication. Goals, objectives, and wants change over the years. When those priorities change you need an advisor who is in touch with you, who will act quickly to address the changing landscape of your life.”
Tony is fortunate to have been married to Karen for nineteen years. He has three children of whom he is most proud.
His ultimate goal is to take less out of your pocket, and to give you more in return. He strives to be accountable to you, to report to you, and ultimately to do what he said he would do.
Financial Advisor, CFP
As a resident of Owen Sound since 1989, Dorian is active in the community and volunteer organizations throughout the area. A past deputy governor of District 8 of the Association of Kinsmen Clubs, as well as a past president and holder of the most executive positions of the Kinsmen clubs of Owen Sound and Markham. He is also a past president of the North Grey chapter of the Heart and Stroke Foundation and is still an active volunteer fundraising canvasser. Dorian was a District 8 board member on the fundraising committee for the 1st Ronald McDonald House in Toronto. He is currently the president of the Board of Directors for the Foundation for Community Living in Owen Sound, and a volunteer canvasser for the Arthritis Society.
Dorian has 15 years experience working as a financial planner and has been with Desmarais Financial Services since June 2011. In his spare time Dorian loves golfing, cooking and enjoys making his own wine.
Financial Security Advisor
Darren has been in the financial services industry since 1986 and with Desmarais Financial Services for one and a half years. With 26 years of experience Darren specializes in business owners and professionals and the disability market.
Born in Owen Sound, Darren has been married to his wife, Shaunine for 31 years, and has been blessed with three children and one grandson. He enjoys golfing, sports and travelling.
Financial Security Advisor, CSA
Linda has been with Desmarais Financial Services Inc. since July 2011. She has been in the financial services business for over 20 years. She became an Independent Broker in October 2010 after 19 years as a career advisor.
Attention to detail, good listening skills and a great empathy are qualities that her clients have come to appreciate. She is effectively supported by a team of administration, insurance, investment and group specialists whose teamwork and professionalism help her build long-term relationships with her growing client base.
Linda has won several awards over the years for her hard work and dedication to a career she loves. She also became a Certified Senior Advisor because helping seniors has always been very important to her.
Linda is happily married to Phil who has always supported her 100%. She has three wonderful children who are married to great spouses. She has also been blessed with six of the best grandchildren anyone could have. Spending time with her family brings her much enjoyment. Linda also loves boating and fishing on our beautiful Georgian Bay. Recently her new summer pastime is riding on the back of the Harley with Phil.
Tom came to Desmarais Financial Services Inc. in the summer of 2012 with a thirty-seven year background in Life Insurance and Investments. Ray Desmarais and Tom have been special friends since their YMCA days in the 1970’s.
Tom brings his good listening skills, the insight to ask pertinent questions and empathy for his client’s financial concerns. He will always get the specific answers you need in order to make an informed decision.
Janice, Tom’s wife for 42 years, is his ‘right hand man’ and brings her own experience and management skills to Tom’s office in St. George, Ontario.
As a Broker, Tom can find the right financial solution for you, searching many companies’ plans.
After hours, Tom works with the Arthritic Association of Canada to help raise money for research. His latest effort was to entertain children dressed up as Big Bird to bring awareness to the organization.
Financial Security Advisor, CPCA
Audrey has been in financial services for over ten years. She joined Desmarais Financial Inc. in March 2011 and continues to manage her business out of her Hanover office. She is licensed to give advice and present options regarding insurance protection, risk management, tax reduction strategies, education planning for your children, charitable giving, retirement planning and investment portfolio management by being independently represented by a variety of companies.
Audrey’s mission is to help families achieve their financial life goals and realize their dreams for themselves, their families and their business or professions. She seeks to show you how you can take control and stay in control of your financial life by charting a course or a road map to align with your goals, priorities and values.
Audrey’s aim is to be with you on your journey every step of the way, and to be a partner in your life financial planning.
Denita D. (Dee) Fischer
Dee Fischer joined Desmarais Financial in November 2014 bringing with her 10 years of experience in Group Benefits and assisting clients to make sense of information that can sometimes seem very complicated.
With 30 years of experience in Business and Accounting she has the knowledge, experience and education to provide sensible
solutions as you navigate the complexities of planning for your current financial needs. Whether she is helping a large or small business or an individual who is making sure that their family’s financial needs are taken care of, Dee equips you with the resources needed to accomplish your financial goals.
Dee has been married to her best friend Dennis for 40 years. Their family of 2 sons and a daughter has expanded over the past few years to now include 2 daughters-in-law, a son-in-law and in 2016 their daughter blessed the family with their first granddaughter. In 2017 the family will grow again with their oldest son and daughter-in-law having their first child.
Desmarais Financial Services Inc.
345 8th Street East
Owen Sound, ON